This study examines the relationship between health insurance literacy, as indicated by confidence in comprehending health insurance terms, and health status using cross-sectional data from 8 waves of the Health Reform Monitoring Survey (HRMS), covering 61,895 individuals from 2013 to 2017. An ordered logistic regression model was employed with self-rated health status on a five-point Likert scale as the dependent variable and the score of confidence in understanding health insurance terms as the primary independent variable. The model adjusts for variables such as access to care, insurance status, concerns about affordability leading to missed care, household size, family income, employment, education, race, marital status, and gender. Results suggest a positive association between higher confidence in understanding health insurance and superior health statuses. These findings underscore the significance of improving health insurance literacy and advocating for potential policy interventions to enhance public understanding of health insurance benefits and coverage options.

中文翻譯：

健康保險素養(yǎng)與健康狀況之間聯(lián)系的研究：來自美國醫(yī)療改革監(jiān)測調(diào)查的證據(jù)

本研究使用來自 8 波健康改革監(jiān)測調(diào)查 （HRMS） 的橫斷面數(shù)據(jù)（涵蓋 2013 年至 2017 年的 61,895 人）檢查了健康保險素養(yǎng)（如理解健康保險術(shù)語的信心所表明）與健康狀況之間的關(guān)系。采用有序 logistic 回歸模型，以五點李克特量表上的自我評價健康狀況為因變量，以理解健康保險術(shù)語的置信度得分為主要自變量。該模型調(diào)整了諸如獲得護理的機會、保險狀況、對導(dǎo)致錯過護理的負擔(dān)能力的擔(dān)憂、家庭規(guī)模、家庭收入、就業(yè)、教育、種族、婚姻狀況和性別等變量。結(jié)果表明，了解健康保險的較高置信度與卓越的健康狀況之間存在正相關(guān)。這些發(fā)現(xiàn)強調(diào)了提高健康保險素養(yǎng)和倡導(dǎo)潛在政策干預(yù)以增強公眾對健康保險福利和承保范圍選擇的理解的重要性。

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網(wǎng)址: A Study of the Connection Between Health Insurance Literacy and Health Status: Evidence from the US Healthcare Reform Monitoring Survey,Journal of Community Health http://www.u1s5d6.cn/newsview1393590.html